Mrs. Zip

The  2006 Harbor Master 520 Coastal Cruiser is a luxury fiberglass houseboat/motor yacht designed for comfortable overnight cruising and relaxed waterfront living.
Key Specifications & Features

• • Hull Type: Modified-V fiberglass hull, built primarily for calm coastal waters, inland lakes, and protected estuaries.
  • Layout: Features a spacious single-level feel inside with straight sidewalls and large panoramic windows.  
  • Accommodations: Includes two large staterooms (bedrooms) with good headroom and two full heads (bathrooms) with showers. The forward master stateroom often includes an island queen berth and en-suite access.
  • Galley: Fully equipped kitchen area with a full-size refrigerator, stove, oven, and microwave.
  • Upper Deck / Bridge: Offers ample outdoor seating, a wet bar area, a Bimini top or full canvas enclosure, and upper helm controls.
  • Power:  Powered by twin inboard Cu  paired with a marine generator for full household-style climate control and appliances.

Seaworthiness & Handling
Most users on Forums agree that Harbor Master yachts are best suited for calm weather and sheltered waters, as taking a modified-V hull houseboat into rough open seas or heavy chop can be risky.
If you're looking at a specific 2006 Harbor Master 520, tell me:

• Are you planning to use it as a liveaboard/docked condo or for cruising?
• What body of water (lake, river, or coastal bay) will you keep it on?